About acredius

Where do I login to my account?

You can log in to your account by clicking on the "Login" button (on the top right corner of the Acredius' website) and by typing in the email and password you have used to create your account.

Can I come to the office and apply together on the platform?

Yes, certainly! Please contact us at info(at)acredius.ch, and one of our representatives will contact you to arrange a meeting at the office.

How old is your company?

Acredius AG was established in 2017.

How many people are in the company?

We have an international team of ca. 15 talented members.

What are the fees of Acredius?

Acredius has a success-based fee of 1% p.a. on the amount requested.

Who is in charge of the money transactions?

One of Acredius' strategic and financial partners is the TMF Group. They are responsible for performing the loan servicing.

Do you have institutional investors?

Yes, our pool of investors also includes institutional investors.

Do you have any success stories to share?

Here is the story of Definition 12: https://acredius.medium.com/the-story-of-definition12-a7d75602a239 And the story of Mybox: https://acredius.medium.com/the-story-of-mybox-self-storage-space-renting-in-zurich-bern-basel-1d0a411e3999

Is crowdlending the same thing as crowdfunding?

Crowdlending falls under the umbrella term, 'crowdfunding'. Crowdfunding can take many forms, such as donations or equity or loans. In a broader sense, crowdfunding is divided into four different segments: reward-based crowdfunding, donation-based crowdfunding, crowd investing and crowdlending. Crowdlending is the practice of lending money to individuals or businesses through online services that match investors with borrowers. It consists of a debt form of financing, where investors purchase a part of the loan request to finance a loan. In return, each month, they'll receive a portion of what they've invested plus the interest directly in their bank account from the borrower they've invested in, for a duration agreed by both parties.

What type of investors does Acredius have in its network?

Currently, there are private investors in the Acredius' network - which account for the majority of the investors, as well as institutional investors, family offices, funds and HNWI.