Borrowing procedure

Can we do the application process together over Zoom?

Yes, certainly! Please contact us at info(at)acredius.ch, and one of our representatives will contact you to arrange a call and go through the process with you.

What title should I choose for my project?

We recommend creating a title that best represents your business and which includes the name of your business, e.g. "Cutting edge drone - Company Inc''. With that being said, once you create your title, our team will review it and will suggest potential amendments.

What information should I share in the project descriptions?

Here are our recommendations: 1) Why do you need the loan? - To provide credibility, describe your company here, including the name, location, products/services that you offer, respective USPs, as well as what the credit will be used for. 2) Why are you worth the investment? – To provide reliability, describe your company's background, the expertise of the team, company's milestones, to name a few. If relevant, please also mention the size of your existing portfolio of clients as well as key partners and the financial return that you expect to generate from this strategic investment.

Do you review the project descriptions and advise on potential adjustments?

Yes, our team will review the title and description of your credit application and advise on potential amendments.

In which language should I write my project descriptions?

We encourage you to write it in English. However, should you not be proficient in the language, feel free to write it in your mother tongue. Here at Acredius, we speak more than 8 languages. We will take care of it for you through revision and translation.

How long does it take to receive the money?

An exact time can not be guaranteed, as the investors solely decide whether or not they are interested in the project. However, we have seen various scenarios of credits financed within weeks as well as longer durations.

Can I register as an investor just to get an idea of how the process looks like for them?

On the Acredius platform, you can not have a borrower as well as an investor's account. Therefore, we encourage you to register only with the one based on your current needs and interests.

Do I have to present or pitch to every single investor?

You do not have to pitch to investors. They will have the chance to know more about your business on our platform through the descriptions you have provided during the application.

Do I have to sign a contract with every single investor, or is Acredius signing with them?

You do not have to sign a contract with every single investor. Acredius will directly manage the relationship and the formalities with the investors.

How long does the project stay on the platform?

The credit request stays online for a duration of 30 days. Once it expires, you may decide whether you wish to extend it for another 30 days to enable the gathering of more investors or if you want to close your request.