Investing and borrowing

Do you have institutional investors?

Yes, our pool of investors also includes institutional investors.

What is the average loan duration?

On average companies applying on the Acredius platform repay the loans in 36 to 48 months.

How long does it take to make an investor/borrower account?

It'll take you around 2 minutes if you have all your documents ready

What interest rates can be expected?

Depending on the project and risk class - interest rates can go from 2% up to 15%.

Does an investor obtain voting rights in the company?

Investors do not obtain voting rights in the companies in which they invest. Investors purchase loan claims via Acredius, not stocks or shares, which are reimbursed with interest by the borrowers. Thus investors do not gain equity through Acredius.

What if my personal details change after I have registered?

Should your details, for example your address, change at any time, please edit your account information accordingly in your profile settings. For legal reasons, your details need to be accurate. You can also contact us directly: Email info(at)acredius.ch Phone +41 79 797 09 83

Can I delete my Acredius account?

You may delete your Acredius account at any time, provided that no project you are associated with is active. As a borrower, this means that if you created a project and received financing, the loan duration must be over and the loan must be fully reimbursed before you can delete your account. As an investor, if you invested in a project and have not yet been fully reimbursed, you cannot yet delete your account.

Do I need to create an account in order to invest or borrow on Acredius?

In order to use the Acredius service and platform you must create an account, i.e. register. Registration is free, fast, and online. To register as a borrower, enter a loan amount and duration here and click “Get your offer”. To register as an investor, click here.

Can I be an investor and a borrower at the same time?

When you register for an Acredius account, you choose between the role of investor or borrower. It is not possible to be both borrower and investor at the same time.

Is there a minimum and maximum for the loan duration?

The minimum active loan period or duration within which the loan for a project must be fully reimbursed is three months. The maximum loan duration is five years, i.e. 60 months. So any Acredius loan must be fully repaid within 60 months at the latest.