Our business model

What does FriendlyScore do?

By selecting to include FriendlyScore, borrowers increase the accuracy of their Acredius credit rating. FriendlyScore is a service that calculates your creditworthiness on the basis of your internet presence, in particular the social media profiles you provide. Acredius collaborates with FriendlyScore to increase the accuracy of borrowers’ ratings. Acredius uses FriendlyScore data as one of the variables for the Acredius assessment. For further details, see the FriendlyScore website.

What does CRIF do?

CRIF is the leading business information provider for the financial sector in Switzerland. Acredius collaborates with CRIF to increase the accuracy of borrowers’ ratings. Acredius uses CRIF data as one of the variables for the Acredius assessment. For further details on how CRIF works, see the CRIF website.

Is Acredius regulated by the Swiss financial authority?

Acredius is an officially authorised financial intermediary and a member of PolyReg (www.polyreg.ch), the self-regulatory body recognised by the Swiss Federal Money Laundering Control Authority.